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# PennyMac Mortgage Investment Trust: The Expensive American Dream Is An Opportunity (Archive)
- URL: https://www.huntingalphas.com/pmt-pennymac-mortgage-investment-trust-the-expensive-american-dream-is-an-opportunity-vault/
- Published: 2022-12-22T19:32:00.000Z
- Updated: 2026-02-26T17:16:31.000Z
- Description: Turning the American Dream’s housing bubble into a bearish opportunity on PMT.
- Author: Vish (Hunting Alphas)
- Tags: 5-Minute Pitches, #noindex, Archive, #sa-origin, PMT, Financials

*This 5-Minute Pitch was originally published on Seeking Alpha before the launch of the Hunting Alphas website. It is shared here to showcase my previous work and track record. New 5-Minute Pitches published on this site will not be disseminated anywhere else.*

## Elevator Pitch

- The "American Dream" has gotten expensive as housing affordability is at decadal lows and the mortgage market is seeing slowdown.
- My technical analysis framework based on the Flow, Location, and Trap strategy suggests that the PennyMac Mortgage Investment Trust is bound to fall and underperform the US S&P500 index.
- Fundamentally, a more hawkish Fed and decadal lows in housing affordability lead to weakness in the mortgage markets.
- Key fundamental drivers to watch include the US 30-year yields, Home Price Indices and the mortgage REIT's ROEs.

Read the full article [here](https://seekingalpha.com/article/4566007-pennymac-mortgage-investment-trust-expensive-american-dream-is-opportunity?ref=huntingalphas.com).

#### Disclosures and Disclaimers

**Past performance ≠ future results. Not investment advice. See* [**full Disclaimer*](https://www.huntingalphas.com/disclaimer/)**.*