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# PayPal: Unattractive Given Far Better Opportunities (Archive)
- URL: https://www.huntingalphas.com/paypal-unattractive-given-far-better-opportunities-archive-copy/
- Published: 2024-06-17T07:02:00.000Z
- Updated: 2026-02-27T11:31:33.000Z
- Description: PayPal’s weak growth, margin pressure and insider selling make the stock unattractive.
- Author: Vish (Hunting Alphas)
- Tags: 5-Minute Pitches, #noindex, Archive, #sa-origin, Financials, PYPL

*This 5-Minute Pitch was originally published on Seeking Alpha before the launch of the Hunting Alphas website. It is shared here to showcase my previous work and track record. New 5-Minute Pitches published on this site will not be disseminated anywhere else.*

## Elevator Pitch

- I had a 'Neutral/Hold' view on PayPal stock, but was able to capture +2.57% of alpha from a tactical bullish play since my update. Now, I am downgrading my stance.
- PayPal's quality of growth continues to be weak as it fails to grow active accounts. Consumer surveys suggest loss of user share.
- Q1 FY24 gross margins saw a 100bps decline, but I expect future quarters to be worse in the absence of certain tailwinds.
- There have been a couple of notable insiders, each selling \~25% of their stake in PayPal.
- PayPal needs to grow 4x faster to match the attractiveness of NVIDIA, considering a combination of valuation and growth expectations.

Read the full article [here](https://seekingalpha.com/article/4699539-paypal-stock-unattractive-given-far-better-opportunities-downgrade-sell?ref=huntingalphas.com).

#### Disclosures and Disclaimers

**Past performance ≠ future results. Not investment advice. See* [**full Disclaimer*](https://www.huntingalphas.com/disclaimer/)**.*