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# PayPal: I Was Optimistic On A Turnaround Narrative... But The Numbers Say Not Yet (Archive)
- URL: https://www.huntingalphas.com/paypal-i-was-optimistic-on-a-turnaround-narrative-but-the-numbers-say-not-yet-archive/
- Published: 2025-05-27T19:09:00.000Z
- Updated: 2026-02-28T17:20:47.000Z
- Description: PayPal’s fundamentals remain weak, making its higher-than-usual peer valuation look unjustified.
- Author: Vish (Hunting Alphas)
- Tags: 5-Minute Pitches, #noindex, Archive, #sa-origin, PYPL, Financials

*This 5-Minute Pitch was originally published on Seeking Alpha before the launch of the Hunting Alphas website. It is shared here to showcase my previous work and track record. New 5-Minute Pitches published on this site will not be disseminated anywhere else.*

## Elevator Pitch

- PayPal's price-to-value strategy with Braintree is helping drive modest transaction margin growth.
- But many other key metrics such as payment volumes, TPVs, and active accounts growth are all posting disappointing figures.
- PYPL's valuation discount to peers is narrower than usual, which, I believe, is unjustified given weak fundamental performance.
- The PYPL vs SPX500 charts look like they are ready to go lower.
- Strong retail sales data in PayPal's key markets is a source of upside risk. But fresh tariff threats may curb the benefits of PYPL here too.

Read the full article [here](https://seekingalpha.com/article/4790259-paypal-i-was-optimistic-on-a-turnaround-narrative-but-the-numbers-say-not-yet?ref=huntingalphas.com).

#### Disclosures and Disclaimers

**Past performance ≠ future results. Not investment advice. See* [**full Disclaimer*](https://www.huntingalphas.com/disclaimer/)**.*