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# CVS Health: Insurance Business Is Facing Profitability Pressures (Archive)
- URL: https://www.huntingalphas.com/cvs-health-insurance-business-is-facing-profitability-pressures-archive/
- Published: 2024-10-04T04:52:00.000Z
- Updated: 2026-02-28T03:08:07.000Z
- Description: Insurance-driven margin pressures and earnings downgrades signal further underperformance risk for CVS.
- Author: Vish (Hunting Alphas)
- Tags: 5-Minute Pitches, #noindex, Archive, #sa-origin, CVS, Healthcare

*This 5-Minute Pitch was originally published on Seeking Alpha before the launch of the Hunting Alphas website. It is shared here to showcase my previous work and track record. New 5-Minute Pitches published on this site will not be disseminated anywhere else.*

## Elevator Pitch

- Profitability pressures are expected to continue, driven by CVS Health's Insurance business. The evolution of management's commentary QoQ contains downgraded expectations of margin improvement in FY25.
- CVS trades at a 31% discount vs its comps; the average discount level over the past 6 years. But the stock's fall this year is driven more by earnings downgrades.
- Relative technicals say expect underperformance ahead since the 4-monthly bearish trend is still intact without any signs of a bottoming.
- Medicare membership declines arising from revised bids to improve pricing in 2025 are a key risk monitorable.

Read the full article [here](https://seekingalpha.com/article/4724935-cvs-health-stock-insurance-business-facing-profitability-pressures?ref=huntingalphas.com).

#### Disclosures and Disclaimers

**Past performance ≠ future results. Not investment advice. See* [**full Disclaimer*](https://www.huntingalphas.com/disclaimer/)**.*